MORTGAGE LOANS

MORTGAGE  Loans: 

There are several factors which must be considered when acquiring mortgage loans including but not limited to:

We evaluate opportunities holistically and thoroughly. In all cases we attempt to acquire mortgage loans significantly below face value (“discounted’) with a variety of exit strategies thereby increasing the expected yield of return for our investors.

 

Our evaluation closely considers what the condition of the investment property’s market is both the investment climate and social climate:

 

Is the area currently out of favor with other investors, but exhibit steady growth prospects? Is the area up and coming with new shops and restaurants or is it an aging population? We believe that based on the established relationships and breadth of intimate knowledge, these types of investments will offer above-market returns, with manageable and appropriate levels of risk to our investors.

  • What is the status of the Mortgage or Deed of Trust?

  • Does the loan continue to be enforceable?

  • What is the growth potential for property and the surrounding area in which the property (or properties) is situated?

  • How much of a ‘discount’ are we receiving on the mortgage loan?

  • What are the risks involved with the property?

We seek opportunities to acquire single whole loans or portfolios of loans available at “discounted” prices from:

WHERE DO WE FIND THESE MORTGAGE LOANS AND WHAT TYPES OF PROPERTIES ARE THEY?

  • Private equity funds

  • Special servicers

  • Banks

  • Other financial institutions

The properties that typically secure the “discounted mortgages” that we evaluate include but are not limited to:

  • Residential Real Estate

  • Commercial

Single Family Primary Residence

2- 4 Units (Owner Occupied, Vacant, Investment Properties)

Townhouse/

Condominium

Co-operative (in certain jurisdictions, Co-ops are considered personal property)

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Multifamily (5+ units)

Retail and/or office

Mixed-use (multipurpose commercial or commercial/residential)

Self-storage facilities

Hotel

Land

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